Credit Officer (All Island)
Job Description
Credit Officer (All Island)
CREDIT OFFICER (All Island)
About The Bank:
Armed with a proud history of over 30 years, Pan Asia Bank is on an exciting growth journey, evidenced by an array of recognitions, including being honored as one of the Top 40 business entities in the country by Business Today and top hundred companies by LMD.
Job Profile:
- Exposure to handle SME Credit in a branch and achieve the set targets in Advances, NPA, IIS
- Evaluate loan applications and preparation of proposals with detailed information and necessary attachments to approving authority, swiftly and efficiently
- Ensure that loan disbursements are made only on completion of security documentation, disbursed in stages and ensure that interest rates are charged as per tariff
- Issuance of guarantees, holding applicable margin, renewals, cancellations, reversals and follow up on expired guarantees, balancing, submitting monthly statements and proper maintenance of correspondence
- Carry out site visits and ensure proper post credit follow ups and react for early warning signals
- Responsible for the Watch list / NPA management including calling and visiting overdue clients
- Carry out periodic physical verification of pawned articles
- Ensure low audit rating on credit operations
Candidate Criteria:
- Full or Part qualification in Banking at IBSL
- Diploma in Credit Management will be advantageous
- Minimum of 4 – 5 years of working experience preferably in a Bank out of which 2 – 3 years exposure in a credit role
- Good knowledge of Credit procedures and regulatory requirements
- Excellent verbal and written communication skills
- Strong analytical and negotiation skills
- Knowledge of industry/market conditions /volatility and new trends
- Ability to work under pressure and meet deadlines
Remuneration:
The successful candidates will be provided with an attractive remuneration package including fringe benefits, commensurate with industry standards.
How to Apply:
If you have the passion and drive to excel in SME Credit within a dynamic and challenging banking environment, we invite you to submit your application through our job portal before the closing date.
Only shortlisted candidates will be contacted by the Bank.
Assistant General Manager – Human Resources,
Pan Asia Banking Corporation PLC, No. 450, Galle Road, Colombo 03
